Business Skills

Personal Finance Management Programme

1 Day | Personal Budgeting | Financial Literacy

This one-day entry-level programme helps participants take greater responsibility for their personal finances. It focuses on practical budgeting, understanding income and expenditure, setting financial goals, using bank accounts and transactions safely, and making informed day-to-day financial decisions.

Course Duration1 Day
LevelEntry Level
FocusBudgeting
FormatPractical

Who Is This For?

The programme is suitable for general workers and young people entering the employment market who are beginning to manage regular income, expenditure and personal budgets.

Programme Aim

To help participants successfully plan, set up and maintain a realistic personal budget.

Course Overview

The programme uses discussion, role play and practical exercises to build confidence around everyday financial decisions. Participants work with realistic examples and learn practical techniques they can apply to their own income, expenses and financial goals.

Learning Outcomes

Needs & Wants

  • Distinguish between wants, basic needs and non-basic needs
  • Determine which expenses should take priority
  • Use priorities to support better budgeting decisions

Budgeting Basics

  • Understand what a budget is
  • Understand why budgeting is important
  • Recognise the benefits of maintaining a budget
  • Understand common terms such as income and expenditure
  • Explore different budgeting techniques

Setting Up a Budget

  • Create a practical personal budget
  • Use a sample budget as a reference
  • Apply budgeting principles to real-life income and expenses

Financial Goal Setting

  • Set short-, medium- and long-term financial goals
  • Use a budget to support financial goals
  • Recognise common budgeting mistakes
  • Apply techniques to avoid those mistakes

Bank Accounts & Statements

  • Understand basic bank-account use
  • Read and interpret a bank statement
  • Understand common account types and bank charges
  • Use bank information to support budgeting

Transactions & Consumer Awareness

  • Understand electronic financial transactions
  • Use ATMs safely
  • Understand basic consumer rights
  • Apply practical tips that support financial freedom

Enquire About Personal Finance Training

Contact Liderazgo Skills Development for course dates, availability, onsite training options and pricing.

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